My formal “Financial Independence Day,” and last day on payroll at a a W2 job was May 21st, 2021 though I had declared it in my my mind many years earlier. In fact, I chose to date this blog post in the mid 90’s, when I was in high school, because my standard answer to the question “What do you want to be when you grow up?” was “retired!”
By that time my work experience was limited to a paper route and serving as a grocery bagger at the military grocery story called a commissary. Even before that, it was clear to me that whatever school was preparing me for, I wasn’t interested. My family will tell you I have a bit of a lazy streak, which has actually turned out to be quite the asset when it comes to work and life optimization.
My problem was nobody was talking about early retirement and financial independence. In fact, the sum total of my financial education from school was this: As a sophomore in high school, my instructor brought stacks of newspapers and asked the students to browse the stock symbols and pick a few. Over the next few weeks we were supposed to track the tickers to see how we did. That was it! Perhaps the worst possible thing the uninitiated at personal finance should do… throw a dart and invest in single stock!
By the grace of God, and despite my late start on personal finance I have reached my goal at the ripe old age of 40! Over the coming months, my young family and I will be selling everything that wont fit in a carry on, with plans to start our lives of full time international travel. If living life on your own terms appeals to you then you are in the right place!
I have started this blog as a way to document my journey and hopefully provide some practical advice from someone who has made it to the other side. We will cover a wide range of topics including, but not limited to: reaching financial independence, starting online businesses, paying off debt, investing in mutual funds, building a real estate portfolio, budget travel, international travel, travel hacking, minimalism, and more.